LCA for freelancer?

Somehow strange to live without LCA. When I worked in the office - it was a required attribute.
Who bought? What company? What level of services?
Then there's this thing, I took the habit to travel to different cities of Russia. LCA work exactly covered clinics in other cities colleagues were sick for the trip out. But on the sites there is no information about it, just please specify the city.

Plus I periodically go to Cyprus and Tay, MB take international? That would not bother each time? Really scary that no one openly price does not hold - on request only.
July 2nd 19 at 13:27
3 answers
July 2nd 19 at 13:29
International it is necessary to take separately if the short trips it is easier from my Bank it costs for a year 20 bucks
I agree, for Europe and for Ty better different companies to be insured) in Tae insurance paid during the first call to the hospital) if the insurance, of course, assist not any GVA (although they told me a few days paid for, the passport was in the hospital as collateral). - Brent.Kreig commented on July 2nd 19 at 13:32
July 2nd 19 at 13:31
I did LCA for yourself and your family in resso warranty. They have 3 or 4 programs I took srednicach. The girl and me, the difference is in the policy amounted to RUB 8K is not complaining.
Abroad for me LCA does not make sense as there did not immediately understand what you show them (if at all will be able to show ned God). Better life insurance and health before each departure by a large amount (is worth a thousand 3-5)
If regular visits, it is better to use a Bank card with travel insurance. Plus 3:

1. It is cheaper (starting from 20 days per year)
2. No need to buy each time, and saving time
3. There are useful benefits: baggage insurance, liability insurance, flight delay etc - Brent.Kreig commented on July 2nd 19 at 13:34
Just counted the service at your Bank and it turned out almost 19K rubles for the money (with the same conditions) I is cheaper to take the insurance if I can find abroad about 130 days a year. All individual and all have different discounts. - trever39 commented on July 2nd 19 at 13:37
July 2nd 19 at 13:33
I 2 years ago learned from local insurers (Tomsk), told me that they only have LCA for corporate clients.

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