Yip, W8-BEN, SWIFT, Alfa and Russian beneficiary name?

Good day!
The situation is this:

- IP
- p/s Alfa-Bank
- direct contract with a company in the USA

Alpha Bank requires that the contractor indicated "IP IVANOV IVAN IVANOVICH", which is just stupid translit SP IVAN IVANOV. (The name's a fake of course)

The client (big company) can't do the transfer unless I fill out a W8-BEN form for tax.
I filled it, but because of ignorance out there "Private Entrepreneur Ivanov Ivan Ivanovich"
The IRS (am. tax) said that it is not Individual and is required to fill W8-BEN-E form (for companies).

- form for companies hellishly difficult
- because the company I actually are not, in the future might be fine

The client asks me to specify the Beneficiary Name and Name in the W8-BEN just as IVANOV IVAN IVANOVICH.
Alpha commented that in this case, the payment will not fall the machine to the account. They definitely need this stupid prefix IP. In principle, payment will not be lost, but will fuss at the binding manually.

Questions the following:
- Is there IP, which are clients of Alfa-Bank and dealt with this?
- How the IRS will treat the prefix IP? And whether you want to in the account/transfer of the Beneficiary Name and Name tax form coincide letter by letter?
July 8th 19 at 15:22
3 answers
July 8th 19 at 15:24
Do not bother with this prefix take the IP. It is highly desirable, but not necessary. I made a translation, where in the Beneficiary's Name was listed just firstName lastName. Got a call from Alfa-Bank, asked for through the online banking to send them a letter, something like please enroll den. funds in the amount of so-and-so in my transit account.

And anyway, why would you need to fill in something for us tax? You, as I understand it, a Russian tax resident, you have your own tax there :) please Send a forest that tax
The fact of the matter is that the resident of the Russian Federation. Therefore, to the counterparty, yavlyayuschyysya tax agent are not deducted the tax, well,but to fill out the form. When translating from physics it is not. The same apwork also forces her to fill in, but there is highly automated. Thanks for the info, think. The answer you write down, but too late, yet let it be unanswered, maybe more reviews will. - lori.Marks commented on July 8th 19 at 15:27
>The same apwork also forces her to fill in, but there is highly automated.
This is where there? I didn't filled, as I remember. - yadira_Halvorson63 commented on July 8th 19 at 15:30
: in the profile before the first withdrawal. There is literally press a few buttons - lori.Marks commented on July 8th 19 at 15:33
: Yes there is. Yes, and on other major sites like Shatterstone and Rimforest too. - carlie_Shields commented on July 8th 19 at 15:36
July 8th 19 at 15:26
As far as I know, there is this question can not be solved. W8-BEN - form for physicists receiving income in the U.S. who are not eligible to work under a tax treaty. Essentially, it is your statement that the tax you do not need to keep as the agreement on avoidance of double taxation and the tax you are going to pay at Home. No UI in this form is not a ride, this is a conversation about individuals paying (or not paying) in the States stupid pit.

Remains the only play here. For SP to have not tried it, but Yuriko, everything is fine goes, especially if that side is the identifier of the payment. But without it - everything is quite normal, according to the letter. If the topic is long term - it might make sense to attend to the consideration of the more loyal the Bank. Personally I prefer the Bank for a business to choose not on external show-off and 100500 offices, and the presence of good friends above and behind the bar. Then everything becomes much easier...

About the "match letter" - no, this is not necessary. Moreover, very often this rule is violated, the soprovodilovka though you can do to write nothing to pay at all the wrong office and the wrong, and "third". Often, in mutual settlements between the companies A and B accounted for a payment from the company In G. there is still much more liberal than us. BUT!!! But if the IRS will pay attention to this trick and will begin to understand the difference between name and IP name - there may be trouble in your amerskoy company. At least - in the form of payment of lawyers on a retreat requests/claims IRS. And if the contractor about this possibility already in the know - nothing prevents him to Balk and refuse to take risks.

There is rather a question to our banks as to potentially ambush: make the payment to the correct account number with incorrect recipient. SWIFT actually, theoretically, does not require the account number - only a name and address. Number is required only if the recipient has multiple accounts in this Bank.
July 8th 19 at 15:28
The counterparty in some way dealt with the IRS, send the IP FIO, all survived.

Thank you all!

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