Would you trust your passport scan thematic social network to buy the service online?

Designed thematic social network will provide service for buyers and sellers.

To make a transaction the buyer must give the seller your passport data and other documents. We are talking about amounts exceeding 15 thousand rubles.


Whether or not to implement this functionality inside and store information about the transactions and documents in the social network or you need to extract this functionality into a separate product and more like an online store. Interested in your opinion about possible risks and examples from your practice.


Next, I recorded the issues affecting key aspects of the problem in detail


What do you think will the buyer functionality for processing the transaction directly through the social network? Would the buyer send the documents in electronic form to the seller for processing the transaction?

Would the seller with the buyer to store data about their transactions on a social network?


Should we create a social network with already integrated it with CRM functionality and e-Commerce or you may prefer to divide the project into two product?

Social network for finding clients and sellers and a separate product for processing the transaction online?


The Association seems more convenient from the point of view that the whole of the service and the user, and buyer and seller will be in one place. My colleagues consider this option preferable.


The separation allows you to separate confidential data from the social network. Social network allows you to search for the best deals buyers. Vendors have the opportunity to find new customers. As soon as it comes on the deal they are moving to a more secure location and conduct a transaction, issued the order, transmitted the documents, paid the bill.


If the user to store financial and personal information in the social network?
October 8th 19 at 03:22
14 answers
October 8th 19 at 03:24
Do not trust.
Thank you for your opinion. - zachery50 commented on October 8th 19 at 03:27
Plus the response is considered a vote against? I also do not trust. - chase_Grimes commented on October 8th 19 at 03:30
October 8th 19 at 03:26
Unequivocally - NO!
October 8th 19 at 03:28
No, of course.
I can shop anywhere else, and passport when it is not needed. (regardless of 15000, when talking about it)
Look for ways to circumvent the law — break a large payment into small, keep legal. person abroad, do not know how it is possible. The main thing in online shopping — ease of use, transfer some of there scans, and even documents — NOT just.
(I haven't gotten to the point where you do not wish to transfer personal data of Russian companies)
When you apply for a loan, mortgage, Deposit, Bank card, insurance card, ownership papers you need to submit your documents for registration and you it is important that in the design there had been no error and if it must be done remotely, only via the Internet, but how. through the mail? how else? You're in the online store on the Bank's website to leave your details when considering the application. - zachery50 commented on October 8th 19 at 03:31
— Not true, see the Kiwi make out and send to the Bank. the card in the mail, ordering online, you only need name, address, and passport number (no scan!).
in the online store, I click the google checkout or paypal, a couple of clicks, and the product is flying towards me. (the website of the Bank? my data? consideration of the application? uh..what?) - chase_Grimes commented on October 8th 19 at 03:34
October 8th 19 at 03:30
When I was in the WebMoney passport scan sent, all looking for ways not to do it. But alas, we had (it was the easiest way for me to get my Ged).

I would trust the scan of the passport to another site? Yes no life.

This despite the fact that all the interviews and past employers lying around somewhere, scans of passports, but to produce the essence of my papers is still in Network — dismiss.
On the website of the Bank making a Deposit? so you can not get off the couch? I think that it is possible to send a scanned copy and pay by credit card. no? - zachery50 commented on October 8th 19 at 03:33
Well, if only. In the Bank I have the opportunity to go myself and make the card was. - chase_Grimes commented on October 8th 19 at 03:36
October 8th 19 at 03:32
Google has done just: got soap? Want to YouTube quickly?
Yes — use the data of soap.
no — do not use, register separately.
I'm not talking about registration, but about to buy an expensive thing via social. network and when ordering to submit your personal data to the seller through a network. Dumb the opportunity to implement inside the network itself is a fact. It is possible that people are just not ready for such things. Of course there is an option to send data personally by email from the client to the seller, but this option is too primitive. - zachery50 commented on October 8th 19 at 03:35
this question grocery packaging, not functionality and not software architecture. - chase_Grimes commented on October 8th 19 at 03:38
October 8th 19 at 03:34
Russia also? The law on personal data would be a problem.
I understand it very well. The data should be transferred in some way from the buyer to the seller in any way. the question is how and can you talk about you're ready to entrust this task to the social network. - zachery50 commented on October 8th 19 at 03:37
I do not understand the purpose of it. Decipher.
1) Scan of passport is not objectively necessary. Even for the conclusion of the agreement passport data.
2) we Have identified account in Yandex and Persian. in webmaniac, Bank transfer and card machine identificeret owner, etc... Therefore for identification of these payment methods there is no need of passport data.
3) a Limit of 15,000 is easily bypassed beating for a few amounts. If You are at 150,000 sell products, then 2-3 payment 14999 — solve the issue.

That is, we do it all for nothing — a matter of trust in the first place comes down to the validity of claims. In Your situation, there is already 3 reasons why the requirements do not look reasonable. - chase_Grimes commented on October 8th 19 at 03:40
October 8th 19 at 03:36
Tried to imagine. Probably not.

Only if it was designed more than from 1 to 2 transactions per month. Otherwise I see no reason.
Thank you. Very important in my view point. - zachery50 commented on October 8th 19 at 03:39
October 8th 19 at 03:38
What prevents to draw/retouch your existing passport and send it to scan? I do not see there defense.

And Yes, of course your network if popularity lomanut and all passports will merge.
The client is interested in the fact that all the documents the seller has issued correctly. The hacking issue is relevant, but the question is where to store the data in a social network or CRM system seller. - zachery50 commented on October 8th 19 at 03:41
I think there is no protection, there probably is tied to the law prohibiting transfers >=15000, without identification (= passport). And the social programs most likely going to work with its own internal currency, the purchaser first buys a currency portal (deposits), and the seller has already transferred the currency in which he must then withdraw. And no, I wouldn't trust a scan of the passport. - chase_Grimes commented on October 8th 19 at 03:44
No problems with credit cards not. No own currency is not required. The seller receives the money from the client to your Bank account. The question is how to transfer the personal data to the seller. - zachery50 commented on October 8th 19 at 03:47
October 8th 19 at 03:40
To transmit the scan knows what the service that he still kept unknown like — definitely not.
If the service is known, reliable and does not store my scan there where you can steal even with a minimal probability only if other options will not.
October 8th 19 at 03:42
Sign a contract with a WebMoney about the connection of your project to the Keeper Embedded. Maybe this will be a good solution

And what about the scans... I've been Facebook trusted and not happy, but compared to this giant of your social.the network is obviously less visited and known. Means and credibility will be less

Although, frankly, sickeningly watching stories about sending paid sms, the participation in the pyramids and all sorts of scams, I would not be surprised if some people scan and will post the move if they promise it's something very tempting
:)
:(
October 8th 19 at 03:44
Do you need scans of passports to the online store? The customer will only have to fill in your data (f.and.Oh, shipping address, telephone number, and, well, if you screw the payment on credit cards, the form for entering data on the card) for the feedback accordingly, the operator calls back to the client. If there is a desire to still work with the social. networks, you can organize the reference through OpenID, if you do not want people to register, it can bind the check to his account in the social. networks (Vkontakte, Odnoklassniki, Mail.ru, etc.)
Similarly, it is possible to build a system of feedback — the customer puts a certain application, and communication with technical support or operators KTS going through it.

IMHO, it would be convenient to do so.
October 8th 19 at 03:46
You will have the kind of unique, very significant the super advantage is that you can buy this product at this price\under such conditions I can only have you?

Sorry to question, but I think that for many, the answer to my question will match the answer on your.
I'd add, recently choosing through whom to send a parcel from Amazon I chose shipito, because there can be forwarded a limited number of parcels not predostavlyaya scans of documents, albeit a bit more expensive. Almost all other mediators of the documents you need immediately - zachery50 commented on October 8th 19 at 03:49
October 8th 19 at 03:48
The less the buyer has to Tinker, the easier it is.
Transparent hint that you can always use a debit/credit card.
Typically, such amounts necessary verification, which is much more reliable scan.
October 8th 19 at 03:50
Before doing this, I highly recommend that you read 152 FZ "On personal data".

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